Track Insurance
Several years ago, many insurance carriers for street driven cars insured them while on the road and even when they were on the track. This gave drivers the ability to take their cars to the great events we lovingly call HPDE, Hight Performance Drivers Education. Rules were in place to ensure that cars and drivers were safe and the insurance companies signed off on the plan. Fast forward to today. Insurance underwriters have decided to put clauses in the verbage of the insurance policies restricting any kind of coverage when a covered vehicle is not on a public road. Be sure to check out the verbage on your own policy. Most all, and I'm leaving this open ended as there may be one left standing somewhere, have decided to adopt this policy, leaving you, the driver, stranded. What are we to do?
We have interviewed insurance companies and have come across a couple that will still insure cars, street to full race, on an event basis. We have two choices for insurance carriers for our customers. One is On Track Insurance. We have forged a relationship where our customers get a discount on track insurance. A couple of highlights are;
- Turn2 Lapping Discount
- Multiple track day discount
- Higher agreed value. Up to $140,000.00
- Lower deductables
- Roll over or rebate on unused track insurance days at the end of the year
- Quick response to claims
- The underwriter is a race car driver and insturctor and understands the needs of our drivers.
To contact them, go to www.ontrackinsurance.com/index3aspx and get a free quote and see if this is something that will work for you. Address your questions to Steven Katz and he will be of great help. He was to me.
The other is Lockton Insurance. Some of the things they offer:
- Turn2 Lapping Discount
- Multiple track day discount. On two day events, the cost is for only one track day
- Agreed value to 120,000.00
- Low deductables
- Quick response to claims
We have interviewed insurance companies and have come across a couple that will still insure cars, street to full race, on an event basis. We have two choices for insurance carriers for our customers. One is On Track Insurance. We have forged a relationship where our customers get a discount on track insurance. A couple of highlights are;
- Turn2 Lapping Discount
- Multiple track day discount
- Higher agreed value. Up to $140,000.00
- Lower deductables
- Roll over or rebate on unused track insurance days at the end of the year
- Quick response to claims
- The underwriter is a race car driver and insturctor and understands the needs of our drivers.
To contact them, go to www.ontrackinsurance.com/index3aspx and get a free quote and see if this is something that will work for you. Address your questions to Steven Katz and he will be of great help. He was to me.
The other is Lockton Insurance. Some of the things they offer:
- Turn2 Lapping Discount
- Multiple track day discount. On two day events, the cost is for only one track day
- Agreed value to 120,000.00
- Low deductables
- Quick response to claims
